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FOREIGN EXCHANGE |
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| As of Sep-07-2010 |
| CURRENCY |
BUY |
SELL |
| US Dollar |
44.200 |
44.685 |
| Japanese Yen |
0.5210 |
0.5371 |
| Euro |
56.187 |
57.962 |
| Hong Kong Dollar |
5.634 |
5.810 |
| Bahrain Dinar |
111.379 |
120.274 |
| More |
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T - BILLS |
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Treasury Bills
Auction Date: 23 August 2010
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91-DAY
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182-DAY
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364-DAY
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| High |
3.950%
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4.350%
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4.595%
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Low
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3.924%
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4.268%
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4.500%
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Average
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3.936%
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4.302%
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4.562%
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| Inc.(+)/Dec. (-) over the past week |
-0.029 |
0.039
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0.046
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| DEPOSITS < PRODUCTS & SERVICES |
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DEPOSITS
PESO DEPOSITS
A. Regular Savings Account
| An interest bearing Peso deposit account where client can choose either a passbook (withdrawal is over the counter upon presentation of withdrawal slip and passbook) or an AT card (withdrawal is through the ATM). |
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SA PASSBOOK |
SA ATM |
| Required Initial Deposit |
10,000 |
3,000 |
| Minimum Monthly ADB |
5,000 |
3,000 |
| Required ADB to Earn Interest |
10,000 |
5,000 |
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B. Allied Top Saver
| A special savings account that earns for bigger balances, tiered additional interest on top of the regular savings account rate provided that the minimum monthly ADB is P15,000.00 and withdrawal does not exceed twice a month. Clients will also get an additional 0.5% interest rate if there is no withdrawal within a month. |
| Required Initial Deposit |
3,000 |
| Minimum Monthly ADB |
3,000 |
| Required ADB to Earn Interest |
3,000 |
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C. Remittance Savings Account
An interest bearing savings account specifically intended for remittance purposes.
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SA PASSBOOK |
SA ATM |
| Required Initial Deposit |
100 |
100 |
| Minimum Monthly ADB |
100 |
100 |
| Required ADB to Earn Interest |
10,000 |
3,000 |
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D. Market-Rate Savings Deposit (MSD)
| An interest bearing Peso deposit account evidenced by a passbook which earns higher interest rate than the regular savings account and is subject to withdrawal at a specified future date. |
| Required Initial Deposit |
200,000 |
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A. Regular Current Account
| A non-interest earning Peso deposit account subject to withdrawal through the issuance of a check. This is also known as demand deposit or checking account. A monthly statement of account is regularly provided as record of transaction. An AT card can also be issued whereby funds can be accessed via ATM. |
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CA |
CA ATM |
| Required Initial Deposit |
5,000 |
5,000 |
| Minimum Monthly ADB |
5,000 |
5,000 |
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B. Negotiable Order of Withdrawal (N.O.W.)
| An interest bearing Peso deposit account which is basically a savings type with the convenience of a checking account. Funds are withdrawable anytime via a Negotiable Order of Withdrawal (N.O.W.) An AT card can also be issued whereby funds can be accessed via ATM. |
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NOW REGULAR |
NOW ATM |
| Required Initial Deposit |
5,000 |
5,000 |
| Minimum Monthly ADB |
5,000 |
5,000 |
| Required ADB to Earn Interest |
5,000 |
5,000 |
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C. Allied Advantage Account (AAA)
| A special checking account which earns interest equal to the rate of the regular savings account. Clients are given a choice of either an AAA checkbook or an AT card (for individual accounts only). A record keeper is provided for posting of history of transactions. |
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INDIVIDUAL |
CORPORATE |
| Required Initial Deposit |
15,000 |
25,000 |
| Minimum Monthly ADB |
15,000 |
25,000 |
| Required ADB to Earn Interest |
15,000 |
25,000 |
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A. Regular Time Deposit
| An interest bearing Peso deposit account evidenced by a Certificate of Time Deposit where funds are placed over a period of time. The placement can be withdrawn after a fixed period of time and upon surrender of the certificate. The interest rate is higher than the regular savings rate and varies depending on deposit amount and term. |
| Required Initial Deposit |
1,000 |
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B. Top Provider Time Deposit
| A 5-year time deposit with tax free interest earning and rates higher than regular time deposit rates. The interest earning are tax-free provided there is no pre-termination made. Interest is credited monthly to an affiliate non-term peso deposit account. In case of pre-termination, entire interest earnings can still be withdrawn - less the appropriate tax. |
| Required Initial Deposit |
200,000 |
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C. Top Provider Plus Time Deposit
An enhancement of the Top Provider Time Deposit which gives the client two options as to interest-setting:
- Fixed rate for 1 year - wherein interest rate is fixed for one year and re-priced annually
- Fixed rate for 5 years - wherein interest is fixed for the entire 5-year period
In case of pre-termination, the deposit shall be subject to withholding tax and applicable percentage of interest earned. |
| Required Initial Deposit |
200,000 |
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FOREIGN CURRENCY DEPOSITS
A. US Dollar Savings Account
| An interest earning foreign currency deposit account evidenced by a passbook and where clear funds are withdrawable anytime upon presentation of withdrawal slip and passbook. Deposits are made in the form of US Dollar Notes, Bank Drafts, Foreign Currency Personal checks and Telegraphic Transfers. |
| Required Initial Deposit |
$500 |
| Minimum Monthly ADB |
$200 |
| Required ADB to Earn Interest |
$500 |
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B. US Dollar Time Deposit
| An interest bearing deposit account maintained for a specific period of time. This account is evidenced by a Certificate of Time Deposit. Withdrawal before maturity date (pre-termination) may be allowed but subject to interest forfeiture penalties. The following are acceptable forms of deposits; US Dollar Notes, Checks/Drafts and Telegraphic Transfer |
| Required Initial Deposit |
$1,000 |
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| OTHER AVAILABLE FOREIGN CURRENCY DEPOSITS |
- Australian Dollar Savings / Time Deposit
- Canadian Dollar Savings / Time Deposit
- English Pound Savings / Time Deposit
- Euro Savings / Time Deposit
- Hong Kong Dollar Savings / Time Deposit
- Japanese Yen Savings / Time Deposit
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