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LENDING RATES
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SEPTEMBER 07 TO SEPTEMBER 20, 2010
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| A. PESO LOANS |
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| 1. REGULAR LOANS |
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| please take note of the amendment regarding rates (in bold letters. |
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| Repricing |
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8.946%
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| New Loan Releases |
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8.946%
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New Releases of P5.0MM & above should be earmarked with
Treasury |
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| 2. EXPORT PACKING CREDITS |
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If Rediscounted ( For the period of SEPTEMBER 06 - SEPTEMBER 10, 2010)
4.000%
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NOTE:
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| Export packing credits, if rediscounted, shall not be subject to any ceiling / spread per BSP Circular 354, series of 2002. However, the spreads made by the bank shall be closely monitored by the BSP to ensure that these are consistent with prevailing market rates. |
FOR FURTHER INFORMATION, YOU MAY CALL 816-3311 LOC. 3472 |
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Loan
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Applicable
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Guiding
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Maturity
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TB Rates
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Rates
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90 days or less
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91 days
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91 - 180 days
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182 days
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181 - 360 days
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364 days
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| If Not Rediscounted |
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8.946
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| 3. TRUST RECEIPTS / EXPORT BILLS PURCHASE |
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| For the first 90 days |
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8.946%
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| Add 1/2 % on Extensions |
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| 4. ONE TO ONE LOANS |
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| If secured by Peso Deposits |
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| Spread over Deposit Rate PLS. REFER |
TO TREASURY
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| If secured by US Dollar Deposits |
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8.946%
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(pls. call Ms. Julie Chua or M. Jhena Reyes
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at the following nos. 810-2461, 810-2466
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and 810-2468)
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| B. US DOLLAR LOANS |
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| 1. FCDU LOANS |
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7.5000%GROSS
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2. EXPORT DOLLAR FACILITY (For the month of SEPTEMBER)
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| NOTE: |
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QUOTED LENDING RATESSHLD. BE GROSS OF THE 10% FINAL TAX
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| COMPUTED AS FOLLOWS: |
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| (BSP REDISCOUNT RATE + ABC SPREAD) /90% |
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| where BSP Rediscount Rate is : 0.257810% p.a. |
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| 3. ONE TO ONE LOAN SECURED BY US DOLLAR DEPOSIT |
| Spread is |
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2.000%
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