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T - BILLS

Treasury Bills Auction Date: 3 June 2013
	91-DAY	182-DAY	364-DAY
High	0.900%	1.000%	1.250%
Low	0.900%	1.000%	1.250%
Average	0.900%	1.000%	1.250%
Ave. Inc.(+)/Dec. (-) over the past week	0.683%	0.602%	0.648%

SMART MOBILE BANKING SERVICES < SMS BANKING < ONLINE BANKING

SMART-BANCNET
MOBILE BANKING SERVICES

How to start Mobile Banking

1. ACTIVATE YOUR MOBILE BANKING MENU

2. ACTIVATE YOUR ENROLLED BANK IN YOUR MOBILE PHONE

Go to SMART MENU and select MOBILE BANKING
Select ACTIVATE BANK. Press OK.
Select ATM-PIN to activate your bank. Press OK.
Enter the bank code. Press OK.
Enter you ATM card number. Press OK.
Confirm activation by pressing OK.
Enter your ATM-PIN. Press OK.
You will receive a text message confirming your activation.
The name of your bank will now be displayed in your Mobile Banking sub menu for easy access.

MAKING A BALANCE INQUIRY

MAKING A FUND TRANSFER

Go to SMART MENU, Select MOBILE BANKING.
Select a BANK. Press OK.
Select TRANSFER. Press OK.
Confirm fund transfer by pressing OK.
Choose the recipient account. Press OK.
Confirm fund transfer by pressing OK.
Choose the orginating account. Press OK.
Select currency. Press OK.
Enter amount to be transferred. (Use # or * in place of the decimal point) Press OK.
Confirm fund transfer by pressing OK.
Enter your ATM M-PIN. Press OK.
You will receive a text message confirming your fund transfer transaction.

BUDDY RELOAD

Go to SMART MENU. Select MOBILE BANKING
Select a BANK. Press OK.
Select RELOAD BUDDY. Press OK.
Choose between MY BUDDIES or OTHERS. (You may choose MY BUDDIES to store nos. that you frequently reload. To personalize your Buddies List, go to SMART MONEY and click on PERSONALIZE)
If you choose OTHERS. key in the cellphone number of recipient. Press OK.
Confirm payment by pressing OK.
Select BANK. Press OK.
Select the Account from which you will debit the reload amount. Press OK.
Select reload amount. Press OK.
Confirm reload transaction by pressing OK.
Enter your ATM M-PIN
You will receive a text message confirming the amount successfully reloaded to the airtime of your recipient